Championship Bean Dip

1 can refried bean
1 c. picante sauce
1 c. shredded Monterey Jack cheese
1 c. shredded cheddar cheese
3/4 c. sour cream
1 pkg. cream cheese, softened
1 tbs. chili powder
1/4 tsp. ground cumin
tortilla chips

Combine first eight ingredients in slow-cooker. Cover and cook on high for 1 1/2 to 2 hours or until heated through, stirring once or twice. Serve with tortilla chips.